ORANGE CREDIT

Reliable Legal Licensed Money Lender in Singapore

Orange Credit is your trusted and licensed money lender in Singapore for reliable and legal financial solutions. When you need a fast cash loan with quick and easy approval, our team is nearby and ready to provide you with instant cash loan options that meet your needs. Discover a hassle-free financial experience with Orange Credit, your go-to choice for quick cash loans in Singapore.

Why Choose Orange Credit for Cash Loans?

Interest-Free Period of 14 Days

Interest-Free Period of 14 Days

For new customers, there is a 14-days interest-free repayment period.

Complimentary Consultation

Complimentary Consultation

Our professional loan consultant will engage you in a free one-on-one consultation.

Well-Planned Payment Schedule

Well-Planned Payment Schedule

We provide a well-planned payment arrangement that is customised for you.

Orange Credit is your trusted and licensed money lender in Singapore for reliable and legal financial solutions. When you need a fast cash loan with quick and easy approval, our team is nearby and ready to provide you with instant cash loan options that meet your needs. Discover a hassle-free financial experience with Orange Credit, your go-to choice for quick cash loans in Singapore.

Why Choose Orange Credit for Cash Loans?

Interest-Free Period of 14 Days

Interest-Free Period of 14 Days

For new customers, there is a 14-days interest-free repayment period.

Complimentary Consultation

Complimentary Consultation

Our professional loan consultant will engage you in a free one-on-one consultation.

Well-Planned Payment Schedule

Well-Planned Payment Schedule

We provide a well-planned payment arrangement that is customised for you.

Welcome To Orange Credit

What We Do

Orange Credit understands our consumers’ demand for reliable cash loans in Singapore that alleviates their financial concerns. As a reputable and legal licensed money lender in Singapore, Orange Credit is committed to aiding our customers in their moments of need by providing fuss-free cash loans for a variety of purposes.

 

As Orange Credit is wholly licensed and strictly works in accordance with the Ministry of Law and the Money Lenders Act and Rules, essentially, this implies that Singapore’s regulatory body has certified our services, empowering us to be your trusted point of contact for dependable financial solutions.

Understanding Cash Loans With Us

For unanticipated financial emergencies caused by unforeseen occurrences like credit card debts, accidents, medical emergencies, or other reasons, reliable legal licensed money lenders in Singapore such as Orange Credit are the saviour. Orange Credit’s simple cash loan approval might make a world of difference between preserving and living your way of life without sacrificing what is vital to you.

 

Legal money lenders in Singapore can have a cumbersome procedure at times. With us at Orange Credit, that is not the case when obtaining a cash loan in Singapore. As a legal and licensed money lender in Geylang (located near the Paya Lebar MRT station), our processes have been optimised to reduce the time it takes for you to secure a cash loan from us, allowing you to have as little financial downtime as possible. Orange Credit is committed to delivering timely and suitable cash loan options for you to begin making payments, whether it be for a personal financial difficulty or a new business initiative.

Welcome To Orange Credit

What We Do

Orange Credit understands our consumers’ demand for reliable cash loans in Singapore that alleviates their financial concerns. As a reputable and legal licensed money lender in Singapore, Orange Credit is committed to aiding our customers in their moments of need by providing fuss-free cash loans for a variety of purposes.

 

As Orange Credit is wholly licensed and strictly works in accordance with the Ministry of Law and the Money Lenders Act and Rules, essentially, this implies that Singapore’s regulatory body has certified our services, empowering us to be your trusted point of contact for dependable financial solutions.

Understanding Cash Loans With Us

For unanticipated financial emergencies caused by unforeseen occurrences like credit card debts, accidents, medical emergencies, or other reasons, reliable legal licensed money lenders in Singapore such as Orange Credit are the saviour. Orange Credit’s simple cash loan approval might make a world of difference between preserving and living your way of life without sacrificing what is vital to you.

 

Legal money lenders in Singapore can have a cumbersome procedure at times. With us at Orange Credit, that is not the case when obtaining a cash loan in Singapore. As a legal and licensed money lender in Geylang (located near the Paya Lebar MRT station), our processes have been optimised to reduce the time it takes for you to secure a cash loan from us, allowing you to have as little financial downtime as possible. Orange Credit is committed to delivering timely and suitable cash loan options for you to begin making payments, whether it be for a personal financial difficulty or a new business initiative.

Our Cash Loan Services

Debt Consolidation Loan

Some folks might find themselves in various debts at the same time, ranging from study loans to car loans, credit card bills, and emergency expenses.

Bridging Loan

If you seek something within reach, but your budget is not quite there yet, one option to explore is a cash loan to bridge the waiting gap.

Business Loan

All businesses require funding, at least in the early stages, while just getting started. There are always costs associated with every business, whether an independent, small one-person company or a multinational corporation.

Payday Loan

Payday loans have become a highly popular source of cash loans in Singapore and beyond when you are unexpectedly faced with a financial deficit prior to your payday.

Personal Loan

When it comes to taking out a modest loan to meet certain essential demands such as automobile repairs, new employment, or unforeseen medical issues - a personal loan by Orange Credit can get you out of your financial bind.

Foreigner Loan

What exactly is a foreigner loan? Foreigners who live, work, and study in Singapore can apply for a foreigner loan from a legal licensed money lender in Singapore.

Our Cash Loan Services

Debt Consolidation Loan

Some folks might find themselves in various debts at the same time, ranging from study loans to car loans, credit card bills, and emergency expenses.

Bridging Loan

If you seek something within reach, but your budget is not quite there yet, one option to explore is a cash loan to bridge the waiting gap.

Business Loan

All businesses require funding, at least in the early stages, while just getting started. There are always costs associated with every business, whether an independent, small one-person company or a multinational corporation.

Payday Loan

Payday loans have become a highly popular source of cash loans in Singapore and beyond when you are unexpectedly faced with a financial deficit prior to your payday.

Personal Loan

When it comes to taking out a modest loan to meet certain essential demands such as automobile repairs, new employment, or unforeseen medical issues - a personal loan by Orange Credit can get you out of your financial bind.

Foreigner Loan

What exactly is a foreigner loan? Foreigners who live, work, and study in Singapore can apply for a foreigner loan from a legal licensed money lender in Singapore.

Enquiry Form

 

For secured loans, you can obtain a loan of any amount. For unsecured loans, you can obtain: * Up to $3,000, if your annual income is less than $20,000; * Up to 6 months’ income, if your annual income is $20,000 or more

    Licensed Money Lender Singapore

    Enquiry Form

     

    For secured loans, you can obtain a loan of any amount. For unsecured loans, you can obtain: * Up to $3,000, if your annual income is less than $20,000; * Up to 6 months’ income, if your annual income is $20,000 or more

      Frequently Asked Questions

      How can I apply for a loan?

      You can make an appointment via call or head down to our office.

      What are the documents required to bring?

      • Originals NRIC
      • Original payslips from the last three months.
      • Original mobile phone or PUB bill with your residence address on it.
      • ACRA if you are owning your business
      • Taxi Vocational License (For Taxi Drivers)

      What if I cannot go within the operating hours?

      Kindly give us a call to arrange for an appointment with our helpful loan officers.

      How do I know whether my loan had been approved?

      Our friendly loan officers will contact you as soon as your loan has been approved.

      Can I apply for a new loan after I paid off my loan?

      Definitely! We will approve the loan once you meet the conditions at the time of application, subject to the rules and regulations of the Money Lenders Act.

      What amount can you get with our fast cash loan?

      Generally, the loan amount for quick cash loans depends on two major factors: your annual income and credit score.

      If you have a higher annual income, you can surely obtain a bigger instant cash loan. This is because banks and licensed money lenders typically base your ability to repay your loan on your annual income. The higher your income is, the greater the capability you have to repay your loan. Consequently, if you have a low annual income, you are less likely to get approved for high loan amounts.

      Besides your annual income, your credit score also plays a vital role in getting your fast cash loan approved since it indicates the likelihood of you repaying your loan. The practice is that if you have a higher credit score, you are more likely to obtain a higher loan amount. Late payments and loan defaults will make money lenders hesitant to lend you high amounts of money for instant cash loans. Hence, it would be good to avoid doing certain things to ensure a good credit score.

      How does an instant cash loan work?

      An instant cash loan generally works just like a personal loan. Once your loan application is approved, you will get the funds deposited into your account, or you can choose to collect them immediately as cash. This is the main difference between instant cash loans and other kinds of loans – you have greater freedom to decide what you want to do with the money!

      For example, if you take out a renovation loan, the funds will go straight to your contractor. You will not be able to use the money to pay for things not included in your renovation contract. On the contrary, you can do whatever you want with the money you receive from a fast cash loan, provided that it is legal.

      Fast cash loans are unsecured loans. Therefore, you do not have to use your house, car, jewellery, or anything of value as collateral for the loan. As their name suggests, a fast cash loan has a quick loan processing time. If your application is successful, you will almost immediately get the money you need to solve your financial problems.

      Frequently Asked Questions

      How can I apply for a loan?

      You can call us to fix an appointment or come directly down to our office.

      What are the documents required to bring?

      • Originals NRIC
      • Original payslips from the last three months.
      • Original mobile phone or PUB bill with your residence address on it.
      • ACRA if you are owning your business
      • Taxi Vocational License (For Taxi Drivers)

      What if I cannot go within the operating hours?

      Kindly give us a call to arrange for an appointment with our helpful loan officers.

      How do I know whether my loan had been approved?

      Our friendly loan officers will contact you as soon as your loan has been approved.

      Can I apply for a new loan after I paid off my loan?

      Definitely! We will approve the loan once you meet the conditions at the time of application, subject to the rules and regulations of the Money Lenders Act.

      What amount can you get with our fast cash loan?

      Generally, the loan amount for quick cash loans depends on two major factors: your annual income and credit score.

      If you have a higher annual income, you can surely obtain a bigger instant cash loan. This is because banks and licensed money lenders typically base your ability to repay your loan on your annual income. The higher your income is, the greater the capability you have to repay your loan. Consequently, if you have a low annual income, you are less likely to get approved for high loan amounts.

      Besides your annual income, your credit score also plays a vital role in getting your fast cash loan approved since it indicates the likelihood of you repaying your loan. The practice is that if you have a higher credit score, you are more likely to obtain a higher loan amount. Late payments and loan defaults will make money lenders hesitant to lend you high amounts of money for instant cash loans. Hence, it would be good to avoid doing certain things to ensure a good credit score.

      How does an instant cash loan work?

      An instant cash loan generally works just like a personal loan. Once your loan application is approved, you will get the funds deposited into your account, or you can choose to collect them immediately as cash. This is the main difference between instant cash loans and other kinds of loans – you have greater freedom to decide what you want to do with the money!

      For example, if you take out a renovation loan, the funds will go straight to your contractor. You will not be able to use the money to pay for things not included in your renovation contract. On the contrary, you can do whatever you want with the money you receive from a fast cash loan, provided that it is legal.

      Fast cash loans are unsecured loans. Therefore, you do not have to use your house, car, jewellery, or anything of value as collateral for the loan. As their name suggests, a fast cash loan has a quick loan processing time. If your application is successful, you will almost immediately get the money you need to solve your financial problems.

      1. We are here to listen

      At Orange Credit, we aim at understanding your predicament and financial status before designing and delivering the finest suitable financial plan for you. Though you may have poor credit, have peace of mind that we do not decline applications and strive to provide loans unique to each individual’s financial circumstances.

       

      2. We are reliable and trustworthy

      Orange Credit Pte Ltd happens to be one of 154 legal money lenders on the Ministry of Law’s list of authorised legal money lenders in Singapore. Our operations and services absolutely conform to the Ministry of Law’s regulations. As such, our processes and services are 100% transparent and equitable to everybody. As we are a licensed money lender in Singapore, we also issue contracts and invoices for all proceedings to our customers.

      Our website features the MyInfo portal – exclusively available to recognised and reliable money lending companies. It is part of Orange Credit’s loan application information retrieval and verification method to ensure seamless and secure processes.

       

      3. Fuss-free cash loan procedure

      Money lending, we believe, may very well be complex for borrowers applying for the first time or those with poor credit. We want to alter that by offering straightforward and quick cash loan methods that help our customers obtain a loan that fits their financial circumstances. As a result, our experienced team is dedicated to crafting a financial strategy tailored to your specific requirements. This reduces financial downtime, allows consumers to obtain financial assistance sooner, and guarantees that a suitable financing solution is available for all.

       

      4. Consolidate current loans or debts

      Do you find yourself in a situation where you are taking out many loans with a poor credit rating? Fret not; Orange Credit’s debt consolidation solutions may assist. We can make future repayments easier by consolidating and combining all your debts into one loan. Furthermore, because of debt consolidation plans, rest assured that the credit score is set to only improve as you settle your bills, a definite win-win situation for our clients.

       

      5. A wide variety of loans for your easy eligibility

      With as many as seven varying loans tailored to your specific financial circumstances, acquiring easy loan eligibility makes a huge difference. At Orange Credit, we offer simple approval loans so that our customers may obtain a financial plan suited according to their demands – those with poor credit included.

      Certain criteria must be followed if an agency is a licensed money lender in Singapore that follows the rules set by the Ministry of Law. All characteristics listed below can assist you in distinguishing between unauthorised and authorised money lenders.

       

      1. Personal loans have a maximum interest rate of 4%

      Are you aware that the highest monthly interest rate registered money lenders may charge is 4%? This implies that, regardless of your monthly income, legal money lenders in Singapore are only allowed to charge you 4% each month if there is no single failure in repayments. Furthermore, interest is charged based on a reducing balance.

       

      2. Late repayments for a personal loan

      Suppose you did not pay your debts on time. In that case, legal money lenders can levy a late interest rate of up to 4% each month on the outstanding late payment, with a maximum cost of $60 for every month of any late repayment, irrespective of the amount of loan. However, this does not apply to already paid repayments.

       

      3. Borrowing expenses for a personal loan

      When a personal loan is granted, an administrative fee of no more than 10% of the principal loan amount is levied. The borrowing fee should not surpass the initial loan amount when borrowing from a licensed money lender in Singapore. When administrative fees, interest rate charges, and late repayment costs are combined, they must not surpass the amount of the principal loan.

       

      4. Recognising the differences between licensed and unlicensed money lenders

      Legal money lenders in Singapore have three options for advertising their services. Hence, if you decide on taking a loan but are unsure if the money lender is authorised or unauthorised, it is essential to keep yourself informed. Here, we list three channels where you may discover registered money lenders:

      • Consumer or business directories (via print media or online).
      • Advertisements are posted near, within, or on the legal money lender’s business location exterior.
      • Official money lender website.

      Should you obtain any unsolicited flyers, messages, calls, or other advertisements not included above, they might be from unlicensed money lenders or legal money lenders breaching Singapore laws.

      A Glimpse Into What We Do

      Cash Loan Repayment Calculator

      What Our Clients Say About Us

       

      vinoth raj
      vinoth raj
      13 February 2024
      Very good service and fast transactions.. great gesture
      muchacha muchacha
      muchacha muchacha
      13 February 2024
      The person explain thoroughly. Understandable.
      khinhaythi kiki
      khinhaythi kiki
      13 February 2024
      The process was fast and interest is reasonable. Ms. Jia sin is so sweet and nice,very helpful. Had a great time and experience.
      hannah hamid
      hannah hamid
      13 February 2024
      Easy & Efficient. Fast transaction & ofcourse, good customer service. Patience on explaining contracts & everything.
      Ishak EEsah
      Ishak EEsah
      7 February 2024
      Good service
      Marinelle Magcaling
      Marinelle Magcaling
      6 February 2024
      Jia Xin and Ms Grace was very helpful understand my needs.
      Stanley Sum
      Stanley Sum
      29 January 2024
      Good service n nice friendly staff
      Abu Bakar Siddiq
      Abu Bakar Siddiq
      29 January 2024
      The staff gave me a good explanation on what is required for the loans and how to make payments as well as the penalties that i will incurr for late payments or no payments.
      sheng yan
      sheng yan
      26 January 2024
      Good serve
      nicho lai
      nicho lai
      23 January 2024
      super fast and reliable... interest is reasonable. Ms. Jia sin is so nice, kind and very helpful. Just prepare every thing needed (supporting documents) and a mins you can get your loan already ^_^ thanks so much.

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      A Glimpse Into What We Do

      Cash Loan Repayment Calculator

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