Foreigner Loan


Foreigner Loan

What is a foreigner loan? 

A foreigner loan is offered by licensed moneylenders in Singapore ​to foreigners who live, study, and work within the country. ​As with personal loans, foreigner loans require applicants to meet the criteria set forth by the legal moneylender. In most cases, the applicant who wishes to apply for a foreigner loan will have to show proof of legal residence or will have to meet the higher income requirement as compared to locals.

How does a foreigner loan work?

At Orange Credit, our process and interest rates are transparent and clear, allowing foreigners who apply for a loan to understand what their loan types and requirements are. Generally, they need to submit the relevant documents to prove that they are working legally in Singapore. In addition, applicants for foreigner loans may also need to have a guarantor if they do not possess a credit score.

Another factor that affects the eligibility of the loan is the duration of stay. Applicants must remain in Singapore for the duration of the loan ​tenure until it has been ​fully repaid​. After submitting a loan application, it will be reviewed by our loan officers, and subsequently they will discuss the most suitable loan scheme for you.

Why choose Orange Credit?

At Orange Credit, we understand that it may be difficult for foreigners in Singapore to request for financial solutions through common channels such as banks when they face unexpected financial emergencies such as unemployment or medical circumstances. In these types of situations, it can be difficult for them to apply for a bank loan, as the process may take a long time.

This is where we come in to provide quick and easy cash loans to ease their stress. With Orange Credit’s foreigner loan, applicants can have an efficient and practical source of emergency cash that enables them to settle their financial problems.

With us, you can be assured that your transactions are done legally and safely, and we protect all of our clients’ data and information with the utmost privacy and confidentiality.

Basic Requirements

To apply for foreigner loans, applicants ​must ​meet the following requirements:

  • Be 21 years of age
  • Possess a valid Singapore Work Pass (S Pass or E Pass)
  • Employed on a full-time basis
  • Possess an employment letter from the place of employment
  • Payslips for the last 3 months
  • Possess ​proof of residential address such as​; PUB bills, other utility bills, phone bills, or a signed tenancy agreement

If you are in need of a foreigner loan, head down to our office in Singapore (we are 5 minutes from Paya Lebar MRT station) for a no-obligation discussion with our professional, experienced, and friendly loan officers today!

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