Undergoing LASIK eye surgery in Singapore can be a significant investment, with costs often exceeding S$3,000. Saving up for this procedure may take time, especially when juggling other financial commitments like bills and daily expenses. However, the desire to improve vision promptly and alleviate the stress of poor eyesight is a compelling reason for many to consider immediate solutions.
Understanding LASIK eye surgery costs in Singapore
The cost of LASIK surgery in Singapore varies depending on the clinic, surgeon’s expertise, and the specific technology used. Generally, prices range from S$3,000 to S$5,400 for both eyes. For instance, LSC Eye Clinic offers standard bladeless LASIK starting at S$3,220 for both eyes, while Eagle Eye Centre provides similar services from S$3,850. It’s important to note that these fees typically include pre-operative assessments and post-operative consultations.
Factors influencing LASIK surgery costs
Several factors can affect the overall cost of LASIK surgery:
- Type of procedure: Advanced techniques like ZEISS SMILE® Pro or customised LASIK may come at a higher price point due to the sophisticated technology involved.
- Surgeon’s expertise: Surgeons with extensive experience and specialised training may charge more for their services.
- Clinic facilities: Clinics equipped with the latest technology and offering comprehensive care may have higher fees.
Financing options for LASIK surgery
Recognising the financial burden, many clinics in Singapore offer flexible payment plans to make LASIK more accessible. Interest-free instalment plans are common, allowing patients to spread the cost over several months. For example, Nova Eye Centre provides 6 or 12-month interest-free payment plans for DBS credit cardholders. Similarly, Eagle Eye Centre offers 6 and 12-month interest-free instalment plans through various credit cards at their locations.
These instalment plans can make the procedure more affordable, enabling payments as low as S$300 per month, depending on the total cost and duration of the plan.
If instalment plans through clinics are not suitable, considering external financing options like personal loans can be an alternative. Some financial institutions and licensed moneylenders in Singapore offer fast loan approval processes, providing easy cash loans to cover medical expenses, including LASIK surgery. When exploring this route, it’s crucial to research and choose reputable lenders to ensure fair terms and avoid potential scams.
Weighing the long-term benefits
While the upfront cost of LASIK may seem high, it’s important to consider the long-term savings. Over time, expenses for glasses, contact lenses, and related accessories can accumulate significantly. For example, the average cost per year for contact lenses over 20 years is approximately S$1,320, totalling S$26,400. In contrast, a one-time LASIK procedure can be more cost-effective in the long run.
Final thoughts
Investing in LASIK eye surgery can enhance your quality of life by providing clear vision and reducing dependence on corrective lenses. Although the initial cost is substantial, various financing options are available to make the procedure more affordable. It’s essential to assess your financial situation, explore available payment plans, and choose a reputable clinic to ensure a safe and successful outcome.
If you’re considering financing options for your LASIK surgery, Orange Credit is a licensed money lender in Singapore, offering loans tailored to your needs. Click ‘Apply With Myinfo’ on our website now and get your loan quote for free!