Every driver dreads the moment their car starts acting up. Whether it’s strange noises, warning lights, or a sudden breakdown, car troubles can disrupt your day and drain your wallet. However, by mastering a few common car repairs, you can save time, money, and hassle. In this article, we’ll explore the top three car repairs every driver should know about. From diagnosing the issue to fixing it yourself or seeking professional help and financial assistance, we’ve got you covered.
1. Changing a flat tyre
One of the most common car issues you’re likely to encounter is a flat tyre. Regardless if it’s due to a puncture, a nail, or simply wear and tear, a flat tyre can leave you stranded on the side of the road. However, changing a flat tyre is a relatively simple process that every driver should know how to do.
- Diagnosing the problem: If you notice your car pulling to one side or hear a thumping sound, it could be a sign of a flat tyre. Check your tyre pressure regularly to catch any issues early.
- Gathering the tools: Before attempting to change a tyre, make sure you have all the necessary tools on hand, including a jack, lug wrench, and spare tyre.
- Changing the tyre: Loosen the lug nuts, jack up the car, remove the flat tyre, and replace it with the spare. Remember to tighten the lug nuts in a star pattern to ensure even pressure.
- Seeking help: If you’re unsure how to change a tyre or encounter any difficulties, don’t hesitate to call for roadside assistance or ask for help from a nearby driver.
2. Jump-starting a car
Another common issue many drivers face is a dead battery. Whether it’s from leaving the lights on overnight or an old battery reaching the end of its lifespan, a dead battery can leave you stranded. However, with a set of jumper cables and a helping hand, you can quickly get back on the road.
- Diagnosing the problem: If you turn the key and hear nothing but a clicking sound, it’s likely your battery is dead. Check for other signs of a dead battery, such as dim headlights or a slow-cranking engine.
- Getting prepared: Keep a set of jumper cables in your trunk at all times. If possible, also carry a portable jump starter for added convenience.
- Jump-starting the car: Connect the red clamp to the positive terminal of the dead battery, then connect the other red clamp to the positive terminal of the live battery. Next, connect the black clamp to the negative terminal of the live battery and attach the final black clamp to an unpainted metal surface on the car with the dead battery. Start the engine of the car with the live battery and let it run for a few minutes before attempting to start the dead car.
- Preventing future issues: Consider investing in a battery charger or trickle charger to keep your battery charged during periods of inactivity.
3. Replacing a headlight or tail light bulb
Dim or non-functioning headlights and taillights not only compromise your visibility on the road but also pose a safety hazard to other drivers. Fortunately, replacing a headlight or tail light bulb is a straightforward task that anyone can do with the right tools.
- Diagnosing the problem: If you notice that one of your headlights or tail lights is out, it’s time to replace the bulb. Some cars have warning lights on the dashboard to alert you to a bulb failure.
- Accessing the bulb: Consult your owner’s manual to locate the bulb housing for the affected light. In most cases, you’ll need to access it from inside the engine bay or the trunk.
- Replacing the bulb: Carefully remove the old bulb by twisting it counterclockwise and pulling it out. Insert the new bulb, taking care not to touch the glass with your bare hands, as oil from your skin can cause it to overheat and fail prematurely. Finally, test the new bulb to ensure it’s working properly.
- Considering LED upgrades: If you frequently find yourself replacing bulbs, consider upgrading to LED headlights or tail lights. While more expensive upfront, LED bulbs last much longer and provide brighter, more consistent illumination.
When to seek professional help
While basic car maintenance tasks like changing a tyre or replacing a light bulb can be tackled by most drivers, some repairs require the expertise of a professional mechanic. Here’s when it’s wise to leave the job to the pros:
1. Complex engine issues
If your car is experiencing problems like strange noises, rough idling, or difficulty starting, it may indicate underlying issues with the engine. Diagnosing and repairing engine problems requires specialised knowledge and equipment that most drivers don’t have.
2. Electrical problems
Modern vehicles are equipped with complex electrical systems that control everything from the lights and windows to the engine and transmission. If you’re experiencing electrical issues such as malfunctioning power windows, a dead battery that keeps draining, or problems with the car’s computer system, it’s best to consult a qualified auto electrician.
3. Transmission troubles
The transmission is one of the most critical components of your vehicle, responsible for transferring power from the engine to the wheels. If you notice symptoms like slipping gears, hesitation when shifting, or grinding noises, it could indicate a problem with the transmission. Transmission repairs are complex and require specialised tools and expertise.
4. Suspension and steering issues
Problems with your car’s suspension or steering system can affect its handling, stability, and safety. If you notice symptoms like excessive bouncing, pulling to one side, or difficulty steering, it’s essential to have the issue diagnosed and repaired by a professional mechanic.
5. Brake problems
The brakes are one of the most critical safety features of your vehicle. If you experience symptoms like squealing or grinding noises, pulsating brake pedal, or reduced braking performance, it’s crucial to have your brakes inspected and repaired by a qualified technician.
When to seek financial assistance
In addition to knowing when to seek professional help, it’s essential to be prepared for the financial aspect of car repairs. Unexpected repairs can strain your budget, especially if you’re facing a major mechanical issue or need to replace expensive components like the engine or transmission. In such situations, consider exploring financial assistance options such as:
- Personal loans
Many banks, credit unions, and licensed money lenders in Singapore offer personal loans that can be used to cover car repairs. Personal loans typically have fixed interest rates and repayment terms, making it easier to budget for the cost of repairs over time. When considering this option, it is important to determine if a loan offer is right for you by comparing interest rates, repayment terms, and any additional fees that may apply.
- Financing plans
Some mechanics and dealerships offer financing plans specifically designed to help customers cover the cost of car repairs. These plans may allow you to pay for repairs in instalments or defer payment for a certain period, easing the financial burden of unexpected repairs.
- Extended warranty coverage
If your car is still under warranty or if you’ve purchased an extended warranty, certain repairs may be covered by the warranty provider. Review your warranty terms carefully to understand what repairs are covered and how to file a claim.
Conclusion
By being proactive and staying informed about your vehicle’s maintenance needs, you can minimise the risk of unexpected repairs and keep your car running smoothly for years to come. Remember to perform regular inspections, address minor issues before they escalate, and seek professional help when needed. With the right approach to maintenance and financial planning, you can enjoy peace of mind on the road, knowing that your vehicle is in good hands.
If you’re considering taking out a personal loan, Orange Credit is here to help. As a reliable licensed money lender in Singapore, we offer easy cash loans to those in need. Contact us today for more information on our range of loans.
